DARE TO POST CHALLENGE
TERMS AND CONDITIONS

THESE TERMS AND CONDITIONS CONTAIN AN ARBITRATION AGREEMENT, WHICH WILL, WITH LIMITED EXCEPTION, REQUIRE YOU TO SUBMIT CLAIMS YOU HAVE AGAINST STAN TO BINDING AND FINAL ARBITRATION. UNDER THE ARBITRATION AGREEMENT, (1) YOU WILL ONLY BE PERMITTED TO PURSUE CLAIMS AGAINST STAN ON AN INDIVIDUAL BASIS, NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS OR REPRESENTATIVE ACTION OR PROCEEDING, AND (2) YOU WILL ONLY BE PERMITTED TO SEEK RELIEF (INCLUDING MONETARY, INJUNCTIVE, AND DECLARATORY RELIEF) ON AN INDIVIDUAL BASIS.

The Dare to Post Challenge (the “Challenge”) begins at 12:00 a.m. PST on February 2, 2026 (the “Challenge Start Date”) and ends at 11:59 p.m. PST on March 18, 2026 (the “Challenge End Date”) (such period referred to herein as the “Challenge Period”). The Challenge is sponsored by Find Community, Inc., d/b/a Stan (“Stan”). This Challenge is in no way sponsored, endorsed or administered by, or associated with, Instagram. You are providing your information to Stan and not to Instagram. Any questions, comments or complaints regarding the Challenge shall be directed to Stan and not to Instagram. ANY VIOLATION OF THESE TERMS AND CONDITIONS OR INSTAGRAM’S TERMS OF USE BY ANY PARTICIPANT MAY RESULT IN DISQUALIFICATION, AND ALL PRIVILEGES WILL BE IMMEDIATELY TERMINATED.

HOW TO ENTER: To enter the Challenge:
1. Step 1: From the Challenge Start Date until 12:00 a.m. PST on February 17, 2026 (“Sign Up Period”), complete the following activities:
  1. If you do not already have an active account on Stanley IG, sign up for a free trial for Stanley IG (Coach) (“Stanley IG”) at DaretoDream.Stan.Store during the Sign Up Period. For clarity, if your free trial expires during the Challenge Period, you will not be required to sign up for a paid account on Stanley IG in order to enter this Challenge.
  2. Join the free, hosted online community forum operated by Stan (the “Community”) located at https://stan.store/daretopost/p/dare-to-post and confirm you agree to the terms and conditions for the Community and these Terms and Conditions.
  3. Complete the form at https://form.typeform.com/to/ZM9hiKEs and provide your date of birth, place of residence, and account status and acknowledgment and agreement of these Terms and Conditions.
2. Step 2: Post an original post (i.e., no reposts or duplicates of prior posts) on your public Instagram account *every day* starting on 12:00 a.m. PST on February 17, 2026 through the Challenge End Date on a topic of your choice that (i) is at least ten (10) seconds for reels or at least four (4) slides for carousels and (ii) includes the hashtag #StanDaretoPost, and complies with the eligibility criteria set forth herein (each, a “Post”).
One entry per person. Participation in the Challenge is voluntary and does not require you to purchase anything from Stan. While already having or creating an account during the Sign Up Period is required to enter as set forth in Step 1 above, a participant can cancel such account at any time (including during the free 14-day trial period on Stanley IG ) and still be eligible to receive a reward if such participant has otherwise completed the entry steps and is otherwise in compliance with these Terms and Conditions.
REWARD: On or about March 25, 2026, each eligible participant that completes the entry steps in Section 1 in accordance with these Terms and Conditions (each such participant, the “Recipient”) will earn an equal portion of the $100,000 cash reward (“Total Reward”). The amount of the portion of the Total Reward that will be rewarded to each Recipient will be affected by the number of Recipients and is calculated as follows: the Total Reward divided by the number of Recipients. The calculation is further illustrated below:
- If there are 2,500 Recipients, the reward will be $40 per Recipient.
- If there are 2,000 Recipients, the reward will be $50 per Recipient.
- If there are 1,000 Recipients, the reward will be $100 per Recipient.
Stan will make one (1) disbursement of the cash reward to each of the Recipients using Stan’s designated payment disbursement processor, with such disbursement to occur within thirty (30) days of the Challenge Period. In order to earn their portion of the Total Reward, each Recipient may be required to provide proof of eligibility, including their account on Stanley IG, name, age, address and date of birth. Any and all taxes on any reward, including income and/or sales taxes, are the sole responsibility of the Recipients. All participants agree that information provided by Stan is not advice, including but not limited to, tax advice or legal advice, and every participant is advised to consult a professional, including a tax professional. Any participant who is a resident of the United States and earns a reward with a value of $600 or greater will be issued a 1099 U.S. Tax Form for the retail value of the reward.
ELIGIBILITY: Participant Eligibility. The Challenge is only open to participants who are legal residents of the United States (excluding Puerto Rico and all U.S. territories and possessions), Australia, Austria, Belgium, Bulgaria, Canada, Cyprus, Czech Republic, Denmark, Estoria, France, Finland, Germany, Greece, Hong Kong, Ireland, Italy, Japan, Latvia, Lithuania, Luxemburg, Malta, Netherlands, New Zealand, Norway, Poland, Portugal, Romania, Singapore, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Arab Emirates (within a Free Zone Establishment), or United Kingdom and who are at least eighteen (18) years of age at the time of entry. Employees, independent contractors, officers, and directors of Stan, affiliates, subsidiaries, advertising, promotion, and fulfillment agencies, and legal advisors, and their immediate family members and persons living in the same household, are not eligible to participate in the Challenge. By participating in the Challenge, each participant accepts the conditions stated in these Terms and Conditions, agrees to be bound by the decisions of Stan and warrants that she/he is eligible to participate in the Challenge.
Post Eligibility. A Post will only be eligible if such Post (a) meets the eligibility criteria set forth in Section 1 above including the specified hashtag, (b) is original and created by the participant making such Post, (c) does not disparage Stan or any other person or party affiliated with Stan or the Challenge, (d) does not contain content that is unlawful, hateful or obscene, and (e) complies with, and the applicable participant complies with, Instagram’s terms of service and other policies applicable to use of Instagram.
THE CHALLENGE IS VOID WHERE PROHIBITED OR RESTRICTED BY LAW and is subject to applicable federal, state and local laws and regulations. Stan may immediately disqualify any participant if such participant violates any terms of these Terms and Conditions, including the foregoing eligibility requirements, in Stan’s sole discretion.
USE OF POSTS. By entering the Challenge, you automatically represent and warrant that you have the right to grant, and do hereby grant, to Stan the paid-up, royalty-free, perpetual, irrevocable, sublicensable, non-exclusive right and license to (a) use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform and display the Posts (in whole or in part, including any screenshots or videos therein) worldwide and/or to incorporate all or any portion of it in other works in any form, media or technology now known or later developed for the full term of any patent, trademark, trade secret, copyright or other proprietary rights of any party that may exist in the Posts; and (b) make, use, sell, offer for sale, and import any products and/or services which practice or embody, or are configured for use in practicing, all or any portion of the Posts. Under no circumstances will Stan be required to treat any Posts as confidential. Stan is entitled to use the Posts for any purpose whatsoever without compensation to you or any other person. For the avoidance of doubt, Stan will not be liable to you or any other person for any ideas for Stan’s business (including, without limitation, product designs or ideas) derived from the Posts and will not incur any liability as a result of any similarities to the Posts that may appear in any future products or services of Stan.
NOTIFICATION OF RECIPIENTS. Each of the Recipients will be notified by email using the email address associated with the Recipient’s account on Stanley IG. Such notification will occur on or about March 25, 2026. Such notification shall include instructions for proper acceptance of the reward by the Recipients. Stan is not responsible for and shall not be liable for late, lost, misdirected or unsuccessful efforts to notify a Recipient. Each Recipient agrees to Stan’s use of its name, address, likeness, and/or reward information for promotional purposes in any medium without additional compensation to the extent permitted by law. Where lawful, the Recipients may be required to sign and return an Affidavit of Eligibility, Release of Liability, and Publicity Release (“Affidavit”).
CONDITIONS. Stan and Instagram and their respective agents, directors, officers, shareholders, employees, insurers, servants, parents, subsidiaries, divisions, affiliates, predecessors, successors, representatives, advertising, promotion, and fulfillment agencies, and legal advisors (the “Released Entities”), are not responsible for, shall not be liable for, and hereby disclaim all liability arising from or relating to: (a) late, lost, delayed, damaged, misdirected, misaddressed, incomplete, or unintelligible entries; (b) telephone, electronic, hardware or software program, network, Internet, computer or other malfunctions, failures, or difficulties of any kind, whether human or technical; (c) failed, incomplete, garbled, or delayed computer or e-mail transmissions; (d) any condition caused by events beyond the control of Stan; (e) any injuries, losses, or damages of any kind arising in connection with or as a result of any reward, or any portion thereof that may have been rewarded, or acceptance, possession, or use of any reward, or any portion thereof that may have been reward, or from participation in the Challenge; or (f) any printing or typographical errors in any materials associated with the Challenge. Stan reserves the right, in its sole discretion, to suspend, modify or cancel the Challenge should any unauthorized human intervention, force majeure event or other causes beyond Stan’s control corrupt or affect the administration, security, fairness or proper conduct of the Challenge. As used herein, an event of force majeure shall be deemed to include, without limitation, an act of God; pandemic; war, riot or civil commotion; terrorism; fire; casualties; utility failure, boycott; labor dispute, strike or stoppage (including a strike by the members of any union); an act of any federal, state or local authorities; or any other similar or dissimilar act beyond Stan’s reasonable control. In the event that proper administration of the Challenge is prevented by such causes as contemplated above, Stan shall be relieved of its executory obligations with regard to rewarding the reward or any portion thereof (except to the extent such obligations may not be relieved pursuant to applicable laws). By participating in the Challenge, each participant agrees to release, discharge and hold harmless the Released Entities, and all others associated with the development and execution of the Challenge, from any and all losses, damages, rights, claims and actions of any kind arising out of or relating to the Challenge, participation in the Challenge, any reward, or any portion thereof that may have been rewarded, and/or acceptance, possession, use or misuse of any reward, or any portion thereof that may have been rewarded, including but not limited to statutory and common law claims for misappropriation or the participant’s right of publicity. The Challenge shall be governed by Delaware law.
ARBITRATION AGREEMENT: PLEASE READ THIS SECTION CAREFULLY AS IT AFFECTS YOUR RIGHTS.
1. Agreement to Arbitrate. This Section 7 is referred to in these Terms and Conditions as the “Arbitration Agreement.” You agree that any and all disputes or claims that have arisen or may arise between you and Stan, whether arising out of or relating to these Terms and Conditions (including any alleged breach thereof), any advertising, any aspect of the relationship or transactions between us, shall be resolved exclusively through final and binding arbitration, rather than a court, in accordance with the terms of this Arbitration Agreement, except that you may assert individual claims in small claims court, if your claims qualify. Further, this Arbitration Agreement does not preclude you from bringing issues to the attention of federal, state, or local agencies, and such agencies can, if the law allows, seek relief against us on your behalf. You agree that, by entering into these Terms and Conditions, you and Stan are each waiving the right to a trial by jury or to participate in a class action. Your rights will be determined by a neutral arbitrator, not a judge or jury. The Federal Arbitration Act governs the interpretation and enforcement of this Arbitration Agreement.
2. Prohibition of Class and Representative Actions and Non-Individualized Relief. YOU AND STAN AGREE THAT EACH OF US MAY BRING CLAIMS AGAINST THE OTHER ONLY ON AN INDIVIDUAL BASIS AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE ACTION OR PROCEEDING. UNLESS BOTH YOU AND STAN AGREE OTHERWISE, THE ARBITRATOR MAY NOT CONSOLIDATE OR JOIN MORE THAN ONE PERSON’S OR PARTY’S CLAIMS AND MAY NOT OTHERWISE PRESIDE OVER ANY FORM OF A CONSOLIDATED, REPRESENTATIVE, OR CLASS PROCEEDING. ALSO, THE ARBITRATOR MAY AWARD RELIEF (INCLUDING MONETARY, INJUNCTIVE, AND DECLARATORY RELIEF) ONLY IN FAVOR OF THE INDIVIDUAL PARTY SEEKING RELIEF AND ONLY TO THE EXTENT NECESSARY TO PROVIDE RELIEF NECESSITATED BY THAT PARTY’S INDIVIDUAL CLAIM(S).
3. Pre-Arbitration Dispute Resolution. Stan is always interested in resolving disputes amicably and efficiently, and most concerns can be resolved quickly by emailing Stan at friends@stanwith.me. If such efforts prove unsuccessful, a party who intends to seek arbitration must first send to the other, by certified mail, a written Notice of Dispute (“Notice”). The Notice to Stan should be sent to 701 Ocean Front Wak Unit 1, Venice, CA 90291 (“Notice Address”). The Notice must (i) describe the nature and basis of the claim or dispute and (ii) set forth the specific relief sought. If Stan and you do not resolve the claim within sixty (60) calendar days after the Notice is received, you or Stan may commence an arbitration proceeding. During the arbitration, the amount of any settlement offer made by Stan or you shall not be disclosed to the arbitrator until after the arbitrator determines the amount, if any, to which you or Stan is entitled.
4. Arbitration Procedures. Arbitration will be conducted by a neutral arbitrator in accordance with the American Arbitration Association’s (“AAA”) rules and procedures, including the AAA’s Supplementary Procedures for Consumer-Related Disputes (collectively, the “AAA Rules”), as modified by this Arbitration Agreement. For information on the AAA, please visit its website, http://www.adr.org. Information about the AAA Rules and fees for consumer disputes can be found at the AAA’s consumer arbitration page, http://www.adr.org/consumer_arbitration. If there is any inconsistency between any term of the AAA Rules and any term of this Arbitration Agreement, the applicable terms of this Arbitration Agreement will control unless the arbitrator determines that the application of the inconsistent Arbitration Agreement terms would not result in a fundamentally fair arbitration. The arbitrator must also follow the provisions of these Terms and Conditions as a court would. All issues are for the arbitrator to decide, including, but not limited to, issues relating to the scope, enforceability, and arbitrability of this Arbitration Agreement. Although arbitration proceedings are usually simpler and more streamlined than trials and other judicial proceedings, the arbitrator can award the same damages and relief on an individual basis that a court can award to an individual under these Terms and Conditions and applicable law. Decisions by the arbitrator are enforceable in court and may be overturned by a court only for very limited reasons.
  Unless Stan and you agree otherwise, any arbitration hearings will take place in a reasonably convenient location for both parties with due consideration of their ability to travel and other pertinent circumstances. If the parties are unable to agree on a location, the determination shall be made by AAA. If your claim is for $10,000 or less, Stan agrees that you may choose whether the arbitration will be conducted solely on the basis of documents submitted to the arbitrator, through a telephonic hearing, or by an in-person hearing as established by the AAA Rules. If your claim exceeds $10,000, the right to a hearing will be determined by the AAA Rules. Regardless of the manner in which the arbitration is conducted, the arbitrator shall issue a reasoned written decision sufficient to explain the essential findings and conclusions on which the award is based.
5. Costs of Arbitration. Payment of all filing, administration, and arbitrator fees (collectively, the “Arbitration Fees”) will be governed by the AAA Rules, unless otherwise provided in this Arbitration Agreement. If the value of the relief sought is $75,000 or less, at your request, Stan will pay all Arbitration Fees. If the value of relief sought is more than $75,000 and you are able to demonstrate to the arbitrator that you are economically unable to pay your portion of the Arbitration Fees or if the arbitrator otherwise determines for any reason that you should not be required to pay your portion of the Arbitration Fees, Stan will pay your portion of such fees. In addition, if you demonstrate to the arbitrator that the costs of arbitration will be prohibitive as compared to the costs of litigation, Stan will pay as much of the Arbitration Fees as the arbitrator deems necessary to prevent the arbitration from being cost-prohibitive. Finally, if the value of the relief sought is $75,000 or less, Stan will pay reasonable attorneys’ fees should you prevail. Stan will not seek attorneys’ fees from you. But, if you initiate an arbitration in which you seek more than $75,000 in relief, the payment of attorneys’ fees will be governed by the AAA Rules.
6. Confidentiality. All aspects of the arbitration proceeding, and any ruling, decision, or award by the arbitrator, will be strictly confidential for the benefit of all parties.
7. Severability. Without limiting the severability provision in Section 7 of the these Terms and Conditions, if a court or the arbitrator decides that any term or provision of this Arbitration Agreement other than Section 7(b) above is invalid or unenforceable, the parties agree to replace such term or provision with a term or provision that is valid and enforceable and that comes closest to expressing the intention of the invalid or unenforceable term or provision, and this Arbitration Agreement shall be enforceable as so modified. If a court decides that any of the provisions of Section 7(b) is invalid or unenforceable, then the entirety of this Arbitration Agreement shall be null and void. The remainder of these Terms and Conditions will continue to apply.
8. Future Changes to Arbitration Agreement. Notwithstanding any provision in these Terms and Conditions to the contrary, Stan agrees that if it makes any future change to this Arbitration Agreement (other than a change to the Notice Address) while you are a user of the Services, you may reject any such change by sending Stan written notice within thirty (30) calendar days of the change to the Notice Address provided above. By rejecting any future change, you are agreeing that you will arbitrate any dispute between us in accordance with the language of this Arbitration Agreement.
NOTICES:
Find Community, Inc. dba Stan
701 Ocean Front Walk Unit 1
Venice, CA 90291
REMEDIES: Stan reserves the right to prosecute and seek damages against any individual who attempts to deliberately undermine the proper operation of the Challenge in violation of these Terms and Conditions and/or criminal and/or civil law.